Retirement Services for Businesses

Request a complimentary review of your retirement plan

Your Retirement Solutions Team



Retirement plan governance, fiduciary responsibilities, legislative guidance, employee education– We can help.

You have a business to run. Consider us as an extension of your Retirement Committee and HR Team so you can focus on what matters most. Streamline administration, optimize cost efficiency and outsource to reduce your risks.

2025 NAPA Top DC Advisor Teams¹

¹2025 NAPA Top DC Advisor Teams, created by NAPA. Presented in March 2025 based on self-reported assets as of December 31, 2024. All NAPA members with over $100 million in defined contribution assets under advisement made the list. Over 430 Advisors were recognized. Not indicative of advisor’s future performance. Your experience may vary. Click here for more award information.

401(k) Retirement Services

We want to be your 401(k) Plan Advisor. We work as an extension of your Retirement Committee and HR Team to protect your time and handle things like:

  • 3(21) co-fiduciary & 3(38) investment fiduciary services
  • Plan design consulting
  • Compliance guidance
  • Regulatory & legislation experience
  • DOL Audit support
  • Plan governance
  • Employee education
  • Partnering with third-party administrators (TPA)

Defined Benefit Plan Management

Managing Defined Benefit and Cash Balance Plans is complex, requiring careful oversight of regulations, investments, funding strategies, and fiduciary responsibilities. With our strategic approach, we work to ensure your plan remains financially sustainable, competitive, and aligned with your company’s goals, so you can focus on running your business with confidence. We will lead efforts like:

  • Asset Liability Modeling
  • Asset Allocation
  • Manage Your Asset Liability
  • Cumulative Services – Pension Protection ACT (PPA) Funding

Non-Qualified Executive Benefits

We have a process for coordinating the design, administration, funding and implementation of Non-Qualified Executive Benefit programs. We can take a lot of work off your plate and help you:

  • Retire your key executives. Our plans often include an accumulation strategy to help your executives work towards a more secure retirement.
  • Account for the constraints executives encounter in qualified benefit programs and retirement plans.
  • Stay current with legislative compliance.
  • Manage your asset liability.
  • Walk your executives through how to make the most of their benefit plans.

Company Ownership Capabilities

Details become very important when it comes to offering ownership options to employees. These options come in many sizes, and we have experience in all of them.

  • Employee Stock Ownership Plan (ESOP)
  • Business Succession Planning
  • Buy/Sell Planning

Employee Education

No matter what your retirement plan program looks like, we have an education service model that can meet your needs. Education is essential as it empowers individuals to make informed financial decisions, reducing stress and improving overall financial well-being. When employees understand their 401(k) options, financial wellness strategies, and long-term retirement planning, they are more confident in securing their future. At SFS you will experience our employee education services:

  • Exclusive employee retirement help line
  • Financial wellness planning
  • Individual one-on-one consultations
  • Group on-site or virtual education meetings
  • Webinars on timely topics
  • Corporate executive planning

Request a Free Consultation of your Retirement Plan

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