Strategic Financial Solutions FAQ's

Individual Services FAQ

What does individual wealth management at SFS include?

Our individual wealth management services are tailored to meet your specific needs. Whether you're preparing for retirement, navigating a career change, or managing a significant life event, we help with investment planning, retirement income strategies, tax-aware investing, and long-term financial goal setting. Everything starts with understanding what matters most to you.

Who is a good fit for working with your wealth management team?

We work with individuals and families at various life stages—from young professionals just starting out to retirees seeking peace of mind. Our ideal clients value a relationship-driven approach, appreciate clear communication, and want a personalized plan that evolves with their lives.

How do you make sure my financial plan is truly personalized?

We don’t believe in one-size-fits-all. Your plan is designed through thoughtful conversations, discovery of your values and goals, and a detailed analysis of your financial picture. We use this insight to create a tailored strategy—one that’s flexible, responsive, and aligned with the life you want to live.

How SFS distinguishes itself from other financial advisory firms?

Our approach is rooted in four core values: Leadership, Relationships, Creativity, and Independence. We don’t believe in cookie-cutter advice—every client receives a customized strategy. And because we’re independent, we uphold the highest standard of care to offer truly objective guidance.

How is SFS compensated for its services?

We offer transparent, fee-based pricing structures. Whether through plan-level advisory fees or individual consulting arrangements, we disclose all costs up front and benchmark our services regularly to ensure value.

Who will I work with at SFS?

You’ll be matched with a dedicated team of advisors who specialize in your type of plan or situation. From senior leadership to participant support staff, you’ll get a consistent team that knows your goals and helps you move forward with clarity and confidence.

Business Services FAQ

What services does SFS provide for retirement plans?

SFS offers a comprehensive suite of retirement plan services, including 401(k) plan advising, defined benefit and non-qualified plan consulting, ESOP support, plan benchmarking, and fiduciary guidance. We tailor these services to companies of all sizes and industries.

How do you help employees understand and engage with their retirement plans?

We specialize in providing education and engagement. From one-on-one advisor meetings to onsite lunch-and-learns and webinars, we make retirement planning approachable for all levels of employees, including those with little investment knowledge.

Can SFS act as a fiduciary?

We routinely serve as a 3(21) or 3(38) fiduciary, helping companies reduce liability and ensure plans are being operated in the best interest of participants.

What industries or types of companies do you typically work with?

We serve a wide range—from manufacturers and construction firms to professional service providers and multi-generational family-owned businesses. Our adaptable style allows us to connect with diversified workforces.

How does the onboarding process work for new corporate clients?

Our onboarding is hands-on and relationship-driven. We start with a plan review, fee benchmarking, and investment analysis. From there, we develop a tailored roadmap that includes employee communication strategies and ongoing governance support.

Do you help with plans beyond 401(k), such as executive or non-qualified plans?

Yes, we help design and implement non-qualified plans for top earners, supplementing traditional retirement benefits in a tax-efficient way.